ISOLAS prides itself on being the only law firm in Gibraltar with a specialist Pensions Team. We can advise and support you at every stage of the life of a pension scheme, from selecting which of the options available is most suitable when establishing a new scheme to winding up a pension arrangement.

We also provide ongoing support in the form of reviewing and updating scheme rules in the light of changes to taxation and legislation and assisting with any contentious decisions which need to be made. ISOLAS’ experience in this area is unrivalled and ensures that you have the very best advice, based on a firm foundation of legal expertise and a pragmatic, commercial approach tailored to your needs.

Our expertise includes:

  • Review of pension arrangements

  • Establishment of Occupational Pension Schemes

  • Drafting and reviewing employee literature and communications to members

  • Disputes

  • Interpretation of Scheme Rules

  • Transfer of benefits

  • Divorce settlements

  • Trustee advice

  • Tax benefits

  • Winding up Schemes

  • Corporate transactions

Examples of our work

  • Advising on the use of the power of forfeiture in the case of a member’s dishonesty.

  • Reviewing and amending the Scheme’s trust deed to ensure that Trustees have the power of resignation.

  • Advising on the use of new favourable tax breaks for employees.


We had pleasure in hosting our first pensions seminar in 2006. We will be hosting further seminars on topical pension issues which affect employers as and when they arise. Past invitees have come from a diverse background including international and private banks, aviation authorities, sporting organisations, online gaming companies, financial institutions, Government departments/agencies and wholesalers. If you would like to be including on the delegate list for the next seminar please contact Adrian Pilcher.

Key Contact:

Adrian M. Pilcher