Joey has built up a strong Financial Services practice advising on a variety of structures and solutions to an international client base which includes, funds, investment managers, e-money institutions, banks as well as family offices and larger private clients.

He has also been at the forefront of developments in the various aspects of business in the fintech space, including digital currency, blockchain and distributed ledger technology in Gibraltar. He co-chairs the Gibraltar Government working group/think tank on digital currencies. He has been involved in advising a number of blockchain start ups and businesses crossing over from the blockchain into the financial services space and is one of the thought leaders involved with the Fintech think tank established by the firm,

He was elected as the Chairman of the Gibraltar Funds & Investments Association (GFIA) for the years 2014-2016 and is ranked by Chambers and Partners and IFLR and acknowledged as being 'a highly acclaimed funds expert.' The 2014 Legal 500 reports that Joey is 'extremely professional, commercially aware and strongly client oriented.' He has been involved with the Gibraltar Finance Centre as a moderator and speaker on various Seminar Programs and has contributed to a number of Hedge Fund publications including the Reuters European Reference series on Hedge Funds. Joey also sits on the Financial Services Commission (the Gibraltar Regulator) MiFID II working group and previously on the AIFMD working group. He was also the author of the Corporate Governance Code for Gibraltar Collective Investment Schemes and worked on a secondment within the Financial Services Commission during the latter part of 2013 in relation to AIFMD related technical issues.

Joey was extensively involved in the set up and ongoing operation of the Kusuma Trust (Gibraltar), a large charitable organisation, as a Trustee, and was one of the founders of the Gibraltar Philanthropy Forum. He is licensed by the Financial Services Commission to act as an Experienced Investor Fund Director and Company Manager.

twitter: @ISOLASfunds

Specialties: Funds, fintech, financial services, hedge funds, private equity funds, real estate funds, digital currency, blockchain, Corporate structuring and re-structuring, venture captial financing.

What is Joey up to these days

Joey currently forms part of the Gibraltar Financial Services Commission (FSC) working group on MiFID II examining the implementation of MiFID II and other post Brexit implications for Gibraltar. He currently co-chairs the Gibraltar Government working group/think tank on digital currencies which is seeking to recommend a policy and framework in respect of Gibraltar’s position on digital currencies, as well as the Gibraltar Fintech Think Tank (thinkFinTechGi).

He was also involved in the preparation of the regulatory Guidelines for the establishment of a special purpose vehicle (SPV) under the Insurance Companies (Special Purpose Vehicles) Regulations.

Recent articles by Joey 

ISOLAS showcase expertise in Legal 500’s Alternative Investment Funds Country Comparative Guide

Crypto Hedge Managers choose Gibraltar 

The Legal 500 Country Comparative Guide 

What they say about Joey

  • The Gibraltar Stock Exchange retained Joey to assist in the application for the licensing of GSX. The mandate has evolved to include the application itself, the drafting of Listing Codes, ancillary regulatory processes, interfacing with the Commission and helping with the investment arrangements as GSX sourced funding. It was vital that GSX positioned itself as a fast to market exchange within the EU and Joey and Isola's advice and guidance facilitated GSX achieving its objectives. We anticipate many challenges ahead as we build our business, but remain confident of meeting them all with Isolas on our team. Nick Cowan, Managing Director at GSX Limited
  • Joey advised us in the creation of one of the first hedge fund trading on sport events. He did a great job with his team at Isolas. I strongly recommend his work. I have been impressed by the professionalism of ISOLAS. With such skills, no doubt that Gibraltar will become a new area for the hedge fund industry. Cyril Casanova, Casanova & Associes, Paris.
  • Joey has been one of the main legal advisors of our Trust. He is responsible for drawing up contracts with our partners but also advises us on financial as well as strategic matters. Working with Joey has been a great experience and we value his ideas, constructive feedback and hard work. Joey is always professional, provides an excellent level of service and has demonstrated a deep understanding of legal and commercial matters. I particularly admire Joey's drive and enthusiasm and am looking forward to working with him in the future.
  • Irina Kornides, CEO, KUSUMA TRUST,
  • Sources are effusive about Joey Garcia, describing him as someone who is 'spearheading the firm’s activity in the funds arena.' His practice encompasses topics including investment funds, project finance, venture capital and wealth management.' Chambers Global 2014
  • The 2014 Legal 500 reports that Joey is 'extremely professional, commercially aware and strongly client oriented.'
  • 'Joey Garcia is held in high esteem for his fintech practice. Sources highlight Garcia's 'extensive knowledge and understanding of blockchain technology,' and appreciate that he 'helps to identify the key strategic points to cover from a legal perspective.' Chambers Global 2019
  • Joey has been recognised as one of only 12 global legal blockchain experts by Chambers & Partners in 2017 - for more information, click the link: Joey Garcia recognised as Global blockchain legal expert

What they don't say about Joey

Prior to his career in law Joey spent time working with Jesuit missions in Argentina and Cuba. Joey is also a keen rugby fan and plays for the Gibraltar Rugby team. He is a keen triathlete and cyclist having competed two Ironman events and is currently preparing himself for a 312km race around the island of Mallorca. He was involved in the project to establish Gibraltar’s first private secondary school in Gibraltar and is a Governor of Prior Park School.


Honourable Society of the Inner Temple

Council Member of The Gibraltar Bar Council

Gibraltar Funds & Investment Association

The Society of Trustee and Estate Practitioners

Chartered Alternative Investment Analyst Association (enrolled)


2014 Partner, ISOLAS

2011 Senior Associate, ISOLAS

2007 Associate, ISOLAS

2005 Associate, Isola & Isola

2005 Called to the Bar of England and Wales and the Gibraltar Bar


Practice areas